Half the income: My story
I was married for 14 years before my income was reduced to a little less than half because the marriage ended and we separated. Thankfully, I still get money from alimony payments. It is considerable less than what I was used to getting. Even though I knew I would survive, I [...]
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As more people struggle to pay their credit card bills, one segment of the economy is booming: debt collection. It’s not an easy task. Most people John Goebel calls are angry, some are apathetic, and a few break down in tears.
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Since I am expanding my portfolio to beyond just IRAs and 401ks, I will need to move my more tax-inefficient investments like bonds into those tax-deferred accounts. This way, I’ll put more of my stocks in plain taxable account which can be taxes at the more favorable long-term capital gains rates.
Fidelity is my [...]
A Savings Need
Saving money in anticipation of life’s difficulties is as old as the concept of money itself. Money has been hoarded ever since people started using it to pay for things. Saving, rather than spending, money is a required act today. If you do not fulfill the life requirement of saving money, you will [...]
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You are technically considered a debtor any time you borrow money. If the world were perfect, we would all be able to pay our debts on time and in full. At some point in their adult lives, most people will miss a payment . If your payments get too far behind, your account may be [...]
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